Fast Commercial Bridge & Hard Money Loan Programs
Short-term, first-lien loans funded with our own money: limited paperwork, no full appraisal, no minimum credit score, and closings in about 2 weeks or less.
- Speed
- Limited Paperwork
- No Full Appraisal
- No Minimum Credit Score
- Quick Closing
- Our Own Money
- Balance-Sheet Lender
Senior First-Lien Bridge Loans
Short-term, asset-backed debt structured to finance acquisitions, cash-out refinances, property rehabilitation, or lease-up execution. Closed on in-house balance sheet capital.
Commercial Hard Money Loans
Property-first, asset-based loans for deals a bank can’t fit: no minimum credit score, limited documentation, and a BPO or internal valuation instead of a full appraisal.
Full Lending Parameters
2026 Matrix| Typical Loan Size | $100,000 – $2,000,000 (larger loans up to $5M considered case by case) |
| Financing Offered | First-Lien Bridge & Hard Money Loans |
| Geography | Washington DC, Maryland, Virginia, Delaware, Pennsylvania, New Jersey, North Carolina |
| Interest Rate | 10.99% – 12.99% (interest-only; current typical range, subject to change, market conditions and underwriting) |
| Origination Points | 2% – 4% |
| Max LTV / LTC | Up to 70% LTV / LTC |
| Term Length | 12 Months, plus one optional 6-month extension |
| Closing | Typically about 2 weeks or less |
| Prepayment | Flexible / Structured per Deal |
| Credit | No minimum credit score |
Program Guides
What We Finance
How We Can Help
Seven States
Residential Investment Properties
We also finance residential investment property: high-end residential properties and single-family rentals of 1–4 units. The property must be non-owner occupied (investment only), and every loan is business-purpose and subject to underwriting. See residential investment loans.
Ready to Structure Your Next Deal?
Direct underwriting review without bureaucratic delays.